Chrysler Dodge Jeep Ram Finance Center in North Vernon, IN
Chrysler Dodge Jeep Ram Finance in North Vernon, IN
Buying a used or new Chrysler, Dodge, Jeep, or Ram vehicle should be easy enough to walk out of the dealership with your chosen vehicle. The process should be easy. Our finance team is here to simplify it for all our customers. Come in and talk to the finance team about getting your next vehicle through our team at Russ Hubler Chrysler Dodge Jeep Ram.
New and Used Vehicle Financing
New vehicle financing may come with some attached promotional terms. When we offer a sale on vehicles like the Jeep Wrangler or the Chrysler 300, customers with good to excellent credit can get lower interest rates or longer repayment terms.
Sometimes, they can get zero money down and no payments for a certain number of months, too. It just depends on the sale. If these financing promotions interest you, talk to a finance team member to see what's happening now or coming up soon.
Used vehicle financing doesn't often come with promotions attached. Your financing terms are usually very straightforward because you are already getting a very nice, gently used vehicle at a big discount. That doesn't mean we never offer a promotion on used RAM trucks or Dodge Chargers. It just means you might have to wait longer for such a financing sale.
New Vehicle Leasing
Another great way to get into a new vehicle but save a lot of money is to get a lease. Most of the time, customers who lease their vehicles prefer to purchase a new vehicle with a loan.
The added perks of leasing mean that you don't have to do much in maintenance because we cover that end of things. When your leasing period is up, You can trade it back into our dealership for a newer model. You will have to carry full coverage auto insurance and make the monthly lease payments, but it may be just what you're looking for.
Financing vs. Leasing
Financing means you pay your loan payments to us monthly and ultimately own the vehicle. Leasing means you make much smaller payments because you are essentially "borrowing" or "renting" your Chrysler, RAM, Dodge, or Jeep. You save a lot of money by leasing because you aren't paying extra interest on a loan.
We also offer a "lease to own" option, where you can buy out the remaining value of the vehicle after your lease expires. If you choose to do this, you will have to apply for a loan to continue making full car payments on your vehicle unless you pay in cash or credit that you already have on hand.
It's a good option for anyone who can't afford bigger car payments now but thinks they can make those car payments in a few years.
In terms of financing to buy, our terms are generous. Often, you can finance your car loan payments for four, five, or six years. The better your credit scores, the better your terms. Additionally, you can get approved at the same hour you apply. If you are denied for any reason, our finance team can help you find another way to get into your chosen Dodge, Chrysler, Jeep, or RAM.
Apply Online for Faster Approval
We recommend if you shop after business hours, apply for your loan or lease online. The application is quick and secure, and the approval is even faster. Best of all, if your application is approved online, you can buy one of our vehicles immediately and pick it up the next day.
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Russ Hubler Chrysler Dodge Jeep Ram North Vernon
2795 N State Hwy 7
North Vernon, IN 47265-7187
- Sales: 812-718-2326
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